Insurance Facts

Facts About Car Insurance

Your insurance policy is a contract between you and your insurer. In order to collect under that policy, it requires that you do certain things, including paying the deductible.

Why don’t we absorb your deductible?
If we absorb your deductible, we could be placing you in a position of committing fraud against your insurer.
We would be concerned about doing business with someone who thinks its okay to help us commit fraud against and insurance company.
If a business is willing to cheat an insurer, couldn’t they just as likely be willing to cheat you?

Do you know that most insurance companies don’t pay for all the necessary procedures required to bring a vehicle back to pre-accident condition.

Based on our decades of experience in this industry, the only way a shop these days can find a way to bury today’s high deductibles (which are often 25 or 50 percent of the entire repair cost) and still make money is to try and inflate prices to the insurer or to cut corners on the repair.

Those just aren’t practices we are willing to collude with any vehicle-owner to do.

If you choose to work with a shop that conspires to “bury” the deductible, it may leave you no recourse in the event you end up unhappy with the work or service.

There are repair shops that advertise “deductible savings” and beware, “if it seems too good to be true, it probably is”.

If you are clearly unable or unwilling to pay your deductible, there may be options for you. Such as, foregoing certain aspects of the repair you decide you don’t want to have done that don’t compromise the safety of the vehicle or the terms of your insurance contract.

let us help you find the best option for your repair

If you want a complete repair backed up by our warranty, paying the deductible is required.